You will be informed by letter of your approaching normal retirement date about six months before the event.


Before you are due to retire, whether early, late or on your normal retirement date, at your request, your employer will arrange for the Fund to give you a quotation containing full particulars and advice about your retirement.


Before you retire, you and your employer must together complete a “declaration regarding retirement” form.  On this form you choose how you would like your retirement benefits to be paid to you.