Claims Procedure

Disability

 

You must complete a disability claim form which you get from your employer.  Your doctor must complete a medical certificate which you also get from your employer.  These forms, together with a declaration from your employer, are then sent to the Fund.  It may happen that further medical information is required before a final decision will be taken by the Trustees.  If your claim is successful, the Fund then pays your disability benefits to you.

Death

 

Your employer completes the necessary form and sends it to the Fund.  The Fund then pays your death benefits to your dependants, or whoever you may have nominated.

Withdrawal

Before you withdraw you must tell your employer which withdrawal benefit you choose.  Your employer then completes the necessary form and sends it to the Fund.  The Fund then pays your withdrawal benefits.

Retirement

You will be informed by letter of your approaching normal retirement date about six months before the event.

 

Before you are due to retire, whether early, late or on your normal retirement date, at your request, your employer will arrange for the Fund to give you a quotation containing full particulars and advice about your retirement.

 

Before you retire, you and your employer must together complete a “declaration regarding retirement” form.  On this form you choose how you would like your retirement benefits to be paid to you.